What we do

Make a change with APS!

Our main purpose is to return non-productive capital to the market! (We help banks to clean up distressed debt.)

Our gems are our employees, who lead APS to its position as a leading distressed debt investment company in Central, Eastern, and South-eastern Europe.

Whether you’re an experienced professional or a young graduate looking to start in international investment, our growing business platform will give you the opportunity to boost your career by giving you unprecedented experience at a leading European investment company.

Martin Machoň

I am proud of the fact that APS Group already has 19 years of experience and we have managed to take a leading position in 15 countries. We primarily operate in the markets of Central and South-eastern Europe. The success of APS Group is the success of our employees. A business is as successful as its employees… Martin Machon, CEO and owner of APS Group.

Our Management

APS activities span three business lines:

Recovery services
Investment services
Real estate services

In the Czech Republic, we have also APS Investments, a support organization for all our business lines.

Our company

We were established in 2004 by Martin Machon
We employ around 500 employees in 15 European countries
We have acquired over 100 NPL portfolios
We have EUR 11.3 billion in assets under advisory
We manage over 500,000 loans
Our headquarters are in Luxembourg

Flow Chart

APS Investments

APSI participates in tenders where banks sell their NPLs bundled as investment portfolios. APSI reviews, values, bids for, and competes for these portfolios.

Ideally, APSI offers the best price to the bank, raises its own investment funds (fundraising), and wins the portfolio.

Through fund administration, APSI monitors the portfolio during its servicing lifetime and represents investors’ interests.

APS Recovery

APS REC services NPL portfolios, in other words recovers money from debtors, thus returning the value of their portfolio investment to investors. Depending on the NPL type, corporate or retail, different recovery strategies are employed.

APS Real Estate

APS RE provides real estate services through Casazela (property management, brokerage) network and undertakes identification, fundraising, and execution of RE development projects.

APS Investments acts as a group umbrella, hosting C-level executives and providing governance and support services to the company, including:

Strategic management and C-level management
Finance (financial controlling, budgeting, financial compliance)
Operations (purchasing, HR, marketing, legal & compliance)
Internal auditing and quality management
Information technology and systems support

APS values

We are result-driven and committed to success. We do not dodge responsibility; our partners expect high-quality output based on our integrity. And we excel at collaboration. Teamwork and mutual honesty are inseparable parts of our DNA.